The Urgent Case for Umbrella Coverage
Umbrella Policies Are No Longer Optional
In today’s world of nuclear verdicts, rising liability claims, and increasing risk exposure — personal umbrella insurance is not a luxury. It’s a necessity.
What We Covered in Today’s Talk
✅ What’s Happening
Social media liability
Teen drivers
Watercraft and rental risks
Why one accident could pierce through your home or auto limits
✅ Why It Matters
Primary policy limits (usually $250K–$500K) are often not enough
Umbrella policies protect against financial devastation
✅ Key Trends
Average claim size ~$500,000
Premiums up 20–25% in 2024
Still affordable (~$25/month for most households)
✅ Our Recommendation
Carry $2M–$5M in umbrella coverage
Covers boat accidents, pool injuries, lake house liability, and more
Download the Presentation
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Ready to Review Your Liability Protection?
Varde Insurance Group can help you:
Identify hidden risks
Layer the right amount of umbrella coverage
Review your current policy limits
📞 Call us- Click Here
📧 Email us: Garrett@vardeinsurance.com
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